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How It Works

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    Apply

    Apply online in less than five 5 minutes.

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    Approved

    Receive quick on-line pre-qualification.

    While the online application process is very quick, additional verification maybe needed before you will receive your funds. Most applicants will still need to have one of our service representatives contact them to discuss the terms and conditions of the loan agreement, verify employment and require bank account information to verify income.

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    Funded

    Customers typically receive funds electronically in their bank accounts within 1-2 business days, but we also offer a same day funding option if certain criteria are met.

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    Repay

    We give you options. We recommend that you pay your loan in full as soon as you can. However, you can just pay the scheduled installment loan payments per your loan agreement or you can add additional funds to your scheduled loan payments to pay down your loan balance faster (without incurring a penalty). You just need to call us three (3) business days before your payment is due to setup the additional payment.

How our Installment Loan Works

The minimum loan amount is $200. The maximum loan amount for first time borrower is $300. The maximum loan amount for other qualified borrowers is $1500. Your Loan Agreement will include a payment schedule indicating how much is due on each date. You have the option to pay the scheduled loan payment amount, request an additional amount be paid to reduce the principal amount you owe, or pay the loan in full at any time. The faster you pay down on your loan, the less interest you will ultimately will pay. Typical loan terms are six months, but may vary.

Any amount you pay in excess of your scheduled payment amount will be credited against the principal amount you owe.

Loan Application Requirements

You must meet the following requirements to become eligible to receive an installment loan from Evergreen Cash.

  • Have an active checking account that is at least six months old and in good standing
  • Have consistent income for at least six months
  • Be a US citizen or permanent resident
  • Be at least 18 years.

The Benefits include:

  • No need to visit your local bank
  • Apply in the privacy of your home or at work
  • Quick access to quick cash when you need it
  • Fast pre-approval and processing
  • Stress relief!
  • You are dealing with a real lender, not a broker
  • No need to visit a cash advance payday loan store
  • We offer repayment terms that will work with your current paycheck situation

The Application Process

  • Decide on the amount you need to borrow up to $1500*
  • Click on the blue “Apply” button
  • Fill out the simple online form
  • If approved, the funds will be transferred to your bank account

* Most of our first time borrowers will only qualify for a loan up to $300. All loans will require additional documentation and verifiable proof of income.